Ah, resolutions! Let me guess:
1. Get Healthier – Shed a few pounds, hit the gym, or simply feel better. Great goal. But, let’s be honest, I can’t help you there.
2. Achieve Financial Freedom – Now we’re talking.
3. Protect Your Legacy – Finally get that life insurance policy before time and health aren’t on your side.
Let’s focus on the second two because they’re game-changers.
Step One: Financial Freedom Through Life Insurance
Did you know an Indexed Universal Life (IUL) policy can be your secret weapon? It’s not just insurance—it’s a retirement tool. Think of it as insurance for the living.
Here’s why:
• Zero is Your Hero: When the market goes up, you gain a percentage. When the market crashes, you lose nothing. Your money is safe, always.
• Example: $100,000 in your IUL? If the market drops 20%, you still have $100,000. Contrast that with others scrambling to recover.
This isn’t just about protecting what you’ve earned—it’s about growing it. With consistent contributions, you’ll have an emergency fund, a retirement stream, and even a backup plan if life throws a curveball.
Step Two: The Power of Tax-Free Wealth
Imagine retiring with $1,000,000 in your IUL. At 6%, you can withdraw $60,000 every year tax-free. Compare that to a 401(k)—where you’d need to withdraw closer to $75,000 to take home the same $60,000 after taxes.
Tax-free income = financial freedom.
Step Three: Protect Your Legacy
What happens to your loved ones when you’re gone? With an IUL, your wealth doesn’t vanish—it passes on. Whether it’s your family, favorite charity, or even your dog, your legacy is secure.
Diversify, Don’t Gamble
The market is exciting but risky. History shows us that downturns—like the Great Depression or more recent crashes—wipe out fortunes. But those with life insurance? They weather the storm.
By diversifying into an IUL, you guarantee stability. Billion-dollar insurance companies are conservative for a reason—they don’t lose money, and neither will you.
Take Action Now
Resolutions are easy to make, but they’re worthless without action. Here’s what to do:
1. Visit estatechecklist.com.
2. Fill out the simple form to receive your estate planning guide.
3. Schedule an appointment—but please, honor your spot. It’s in demand, and no-shows take opportunities away from others.
Contact:
Christopher at estatechecklist@gmail.com
Your financial future is waiting. Let’s make 2024 the year you finally break free.